AIssuance — Real-World Asset (RWA) Tokenization
AIssuance (*AI + issuance*) is a real-world asset tokenization platform built on ERC-3643 security tokens (Tokeny's T-REX) over Polygon. It gives the issuer the software to issue, manage and transact tokens backed by real assets; real estate is the flagship use case, alongside debt, equity and commodities.
What it is
A B2B2C issuance-as-a-service SaaS: the issuer creates a tokenized offering and investors onboard (KYC + whitelist), subscribe to the primary issuance, hold their position and see their portfolio and P&L. The platform orchestrates the full lifecycle —on-chain and off-chain— and per-jurisdiction compliance. AIssuance is the software, not the asset: the issuer is the legal party behind the instrument.
Investor lifecycle, end to end
- Primary issuance — the issuer deploys the offering (one ERC-3643 suite per token) and investors subscribe.
- Compliance-gated transfers — only between authorized (whitelisted) wallets, validated on-chain.
- Dividends / yield — pro-rata distribution paid in stablecoin against the real cap table.
- Redemption — investor exit with buy-back and position drawdown.
- Compliance actions — regulatory freeze/unfreeze of a holder.
- KYC / onboarding — identity verification before participation is enabled.
Compliance and jurisdictions
- ERC-3643 standard: Identity Registry + compliance modules (lock-ups, holder caps, per-investor maximums, freeze, court-ordered force-transfer).
- ONCHAINID: the investor's on-chain identity, with KYC bound to it.
- Parameterized multi-jurisdiction compliance engine. Initial coverage LATAM + USA (Reg D / Reg S in the US; AR/CNV as the LATAM base, more venues as plug-ins).
- Not an exchange or open secondary market: primary issuance + registry + transfers between verified investors.
Custody
Multi-custody: the investor chooses how they hold their key (self-custody or managed custody, with a Fireblocks-style provider integration). Compliance whitelists addresses, not keys — custody is orthogonal.
Governed AI (inside the product)
- Asset intelligence (marketing copy drafts and asset analysis), compliance copilot, KYC assist and investor Q&A.
- Hard governance: no PII/keys to the model, human-in-the-loop on compliance/KYC and every action audited.
SaaS model
Usage-based plans (number of issuances, tokenized volume, number of investors, AI features), with metering and per-plan limits, checkout and invoicing. Curated onboarding: issuer KYB + asset due diligence before an offering goes live.
Status
Platform built and validated end to end against a real database and chain; the full investor lifecycle (issuance → transfer → dividends → redemption → freeze → KYC) is proven. Target network: Polygon (Amoy testnet → mainnet). Payment, KYC and custody integrations (Stripe / Sumsub / Fireblocks) wired and ready for production keys.
Stack
ERC-3643 (T-REX) · Solidity + Hardhat · Polygon (ethers) · TypeScript · Next.js · Fastify · PostgreSQL · Claude (product AI).